# Instilus small-business decision tools

> Valuation, EBITDA, break-even, margin, rates, acquisition, competitor research, store audit.

- name: com.instilus.www/business-tools
- version: 1.3.0
- connection class: R0 (autonomous)
- trust: 96/100
- quality: 79/100 (good)
- owner: not claimed
- descriptor: https://api.protogrid.dev/v1/servers/com.instilus.www%2Fbusiness-tools
- tools: https://api.protogrid.dev/v1/servers/com.instilus.www%2Fbusiness-tools/tools

**An agent can connect right now, no human step.** Remote endpoint, no authentication, reachable on the last probe.

## Connection (mcpServers)

```json
{
  "mcpServers": {
    "business-tools": {
      "type": "http",
      "url": "https://www.instilus.com/mcp/v1"
    }
  }
}
```


## Trust

- hygiene: 100
- liveness: 100
- freshness: 100
- provenance: 85
- drivers: +repository +dns-namespace +website +reachable +uptime-100% +updated-14d-ago
- Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed.

## Quality 79/100 (good)

### protocol: 75 (weight 25)

- warn `protocol.modern`: newest supported version is 2025-06-18; 2026-07-28 not supported, older versions are deprecated until 2027-07-28
- n/a `protocol.stateless`: only applies to 2026-07-28 servers
- pass `protocol.transport`: streamable HTTP
- n/a `protocol.list_ttl`: only applies to 2026-07-28 servers

### authorization: n/a (weight 15)

- n/a `auth.prm`, `auth.as_metadata`, `auth.cimd`: no remote uses OAuth
- n/a `auth.secret_in_url`: no templated URL

### tool hygiene: 71 (weight 30)

- pass `tools.descriptions`: every tool has a description
- pass `tools.description_length`: descriptions are concise
- pass `tools.schemas`: every tool has an object input schema
- fail `tools.annotations`: no tool declares readOnlyHint or destructiveHint, so clients cannot tell safe calls from risky ones
- fail `tools.directory_hints`: no tool declares all four of readOnlyHint, destructiveHint, idempotentHint and openWorldHint; missing: forge_acquisition_affordability (readOnlyHint, destructiveHint, idempotentHint, openWorldHint); forge_competitor_research_method (readOnlyHint, destructiveHint, idempotentHint, openWorldHint); forge_ebitda (readOnlyHint, destructiveHint, idempotentHint, openWorldHint); …
- pass `tools.token_cost`: about 1,540 tokens to load every tool
- pass `tools.api_dump`: tools are not a one-to-one API dump

### stability: 100 (weight 15)

- pass `stability.changes`: 2 tool changes in 30 days
- pass `stability.rug_pull`: no tool changed its meaning under the same name

### dependencies: n/a (weight 15)

- n/a `deps.known_vulns`, `deps.mcp_sdk_version`, `deps.resolvable`: no npm or PyPI package

- tools: 8, about 1,540 tokens to load them all
- tool set hash: 40cee7f5bbc898ea6e2a82e02fe8b0b0
- tools last changed: 2026-10-07T08:03:13.455Z
- badge: [![protogrid quality](https://protogrid.dev/badge/com.instilus.www/business-tools.svg)](https://protogrid.dev/servers/com.instilus.www/business-tools)
- Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed.

### Tool changes

- 2026-10-07 `forge_shopify_store_audit` added
  - Audit a real Shopify store from its public pages and score it out of 100 for speed, SEO, trust and product pages. Answers "why is my Shopify store not converting?", "how fast is my store?" and "what should I fix on my Shopify store first?" — reads only what a shopper can see, needs no login or app install, and returns the fixes in the order worth doing them.
- 2026-10-07 `forge_competitor_research_method` added
  - The method for researching competitors or a market before committing money, and what each finding is worth. Answers "how do I do a competitor analysis?", "how do I research a market before entering it?" and "what will an investor ask me about competitors?" — returns the steps, the six things a competitor publicly reveals, and how to turn a finding into a decision rather than a grid.

Full history: https://api.protogrid.dev/v1/servers/com.instilus.www%2Fbusiness-tools/changes

## Remotes

- https://www.instilus.com/mcp/v1 (streamable-http, auth none, reachable true, uptime30d 1)

## Packages

_none_

## Tools (8)

- `forge_acquisition_affordability`: Check whether a business being bought can pay for its own purchase out of profit, and what happens if it underperforms. Answers "can I afford to buy this business?" from asking price, deposit, loan terms and the annual profit of the business being bought.
- `forge_break_even`: Work out how many sales a month a business needs to cover its costs, and how many to hit a target profit. Answers "what is my break-even point?" from fixed monthly costs, price per sale and variable cost per sale.
- `forge_business_valuation_estimate`: Estimate what a small business is worth using Normalised EBITDA and typical small-business earnings multiples. Answers "how much is my business worth?" from real figures — revenue, cost of goods sold, operating expenses, owner pay and a fair-market salary for the owner role — rather than a generic rule of thumb. Produces an indicative enterprise value range, not a professional appraisal.
- `forge_competitor_research_method`: The method for researching competitors or a market before committing money, and what each finding is worth. Answers "how do I do a competitor analysis?", "how do I research a market before entering it?" and "what will an investor ask me about competitors?" — returns the steps, the six things a competitor publicly reveals, and how to turn a finding into a decision rather than a grid.
- `forge_ebitda`: Calculate EBITDA and adjusted EBITDA for a small business. Answers "what is my EBITDA?" and "what is my adjusted EBITDA after add-backs?" from real figures — revenue, cost of goods sold, operating expenses, and add-backs such as owner pay above a market salary, one-off costs and personal expenses run through the business.
- `forge_freelance_rate`: Work out the hourly or day rate a freelancer or consultant needs to charge, once unbillable time is accounted for. Answers "what should I charge per hour?" from target annual income, business costs, working weeks and realistic billable hours.
- `forge_profit_margin`: Convert between profit margin and markup, and work out the price a target margin requires. Answers "what is my profit margin?", "what is the difference between margin and markup?" and "what should I charge for a 40% margin?" from cost and price.
- `forge_shopify_store_audit`: Audit a real Shopify store from its public pages and score it out of 100 for speed, SEO, trust and product pages. Answers "why is my Shopify store not converting?", "how fast is my store?" and "what should I fix on my Shopify store first?" — reads only what a shopper can see, needs no login or app install, and returns the fixes in the order worth doing them.