# com.dropwatchhq/grant-finder

> Find federal and public grants a business may qualify for, with eligibility and links.

- name: com.dropwatchhq/grant-finder
- version: 1.0.0
- connection class: R0 (autonomous)
- trust: 75/100 flags: no-repository
- quality: 79/100 (good)
- owner: not claimed
- descriptor: https://api.protogrid.dev/v1/servers/com.dropwatchhq%2Fgrant-finder
- tools: https://api.protogrid.dev/v1/servers/com.dropwatchhq%2Fgrant-finder/tools

**An agent can connect right now, no human step.** Remote endpoint, no authentication, reachable on the last probe.

## Connection (mcpServers)

```json
{
  "mcpServers": {
    "grant-finder": {
      "type": "http",
      "url": "https://qualify.dropwatchhq.com/mcp"
    }
  }
}
```


## Trust

- hygiene: 80
- liveness: 99
- freshness: 65
- provenance: 55
- drivers: +dns-namespace +website +reachable +uptime-97% ~updated-121d-ago -no-repository
- Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed.

## Quality 79/100 (good)

### protocol: 75 (weight 25)

- warn `protocol.modern`: newest supported version is 2024-11-05; 2026-07-28 not supported, older versions are deprecated until 2027-07-28
- n/a `protocol.stateless`: only applies to 2026-07-28 servers
- pass `protocol.transport`: streamable HTTP
- n/a `protocol.list_ttl`: only applies to 2026-07-28 servers

### authorization: n/a (weight 15)

- n/a `auth.prm`, `auth.as_metadata`, `auth.cimd`: no remote uses OAuth
- n/a `auth.secret_in_url`: no templated URL

### tool hygiene: 71 (weight 30)

- pass `tools.descriptions`: every tool has a description
- pass `tools.description_length`: descriptions are concise
- pass `tools.schemas`: every tool has an object input schema
- fail `tools.annotations`: no tool declares readOnlyHint or destructiveHint, so clients cannot tell safe calls from risky ones
- fail `tools.directory_hints`: no tool declares all four of readOnlyHint, destructiveHint, idempotentHint and openWorldHint; missing: grail_value (readOnlyHint, destructiveHint, idempotentHint, openWorldHint); qualify_check (readOnlyHint, destructiveHint, idempotentHint, openWorldHint); grail_appraise (readOnlyHint, destructiveHint, idempotentHint, openWorldHint); …
- pass `tools.token_cost`: about 2,393 tokens to load every tool
- pass `tools.api_dump`: tools are not a one-to-one API dump

### stability: 100 (weight 15)

- pass `stability.changes`: no tool changes in 30 days
- pass `stability.rug_pull`: no tool changed its meaning under the same name

### dependencies: n/a (weight 15)

- n/a `deps.known_vulns`, `deps.mcp_sdk_version`, `deps.resolvable`: no npm or PyPI package

- tools: 12, about 2,393 tokens to load them all
- tool set hash: 7cde9195d6e31cb4216a27328a774025
- badge: [![protogrid quality](https://protogrid.dev/badge/com.dropwatchhq/grant-finder.svg)](https://protogrid.dev/servers/com.dropwatchhq/grant-finder)
- Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed.

### Tool changes

_No tool definition changes recorded._

## Remotes

- https://qualify.dropwatchhq.com/mcp (streamable-http, auth none, reachable true, uptime30d 0.9745763)

## Packages

_none_

## Tools (12)

- `applyby_deadlines`: Given a household situation, return the application / recertification / reporting deadlines for the benefits the person likely qualifies for — each with its CFR/statute cite and administering body. The reminder annuity's data spine.
- `charity_care_check`: Detect likely eligibility for a nonprofit hospital's charity-care / financial-assistance (501(r)) + state charity-care law + No Surprises Act, from income vs the Federal Poverty Level. FREE PATIENT INFORMATION — this care is free if you qualify; we never charge a patient to access it. Hands off to the hospital's financial-assistance office.
- `citizenship_descent`: Detect eligibility for a second citizenship by ancestry (Italy / Ireland / Poland / Germany), citing each country's descent rule + generational limit + the cut-off that most often breaks a claim. INFORMATION + DOCUMENT-CHECKLIST ONLY — recognition is decided by the foreign government; hands off to the consulate / a citizenship attorney.
- `grail_appraise`: PREMIUM. Full GrailQualify appraisal + eligibility-prep payload: live valuation with all comps & scrape date, scheduled-insurance under-coverage gap, grading worth-it call — each rule-cited with authority hand-off. Pay-per-call via x402 (USDC on Base).
- `grail_value`: Value a collector's item from live retail + sold comps (DropWatch price-history) and return a confidence-tiered estimate with the comp shops and scrape date. Free preview of the value; the full appraisal+eligibility prep payload is the premium tool grail_appraise.
- `hr_benefit_scan`: Detect under-used EMPLOYER benefits an employee qualifies for (dependent-care FSA, student-loan repayment, fertility/IVF, HSA match), from the plan + the employee's situation. EMPLOYER-PAYS B2B2C, ERISA-aware, non-medical — information + enrollment-nudge only; the plan administrator decides. Hands off to HR / the SPD.
- `life_event_scan`: PREMIUM. The reversal mechanic: one life-event trigger (new-baby / bought-a-house / lost-a-job / moved-states / started-a-business) fans out across ALL relevant spine verticals (benefits, missed credits, student-loan relief, DPA) and returns every finding at once — each rule-cited with a free authority hand-off. Pay-per-call via x402 (USDC on Base).
- `missed_credits_scan`: Detect federal tax credits a household LIKELY qualifies for but commonly never claims — EITC (26 USC 32), Saver's Credit (25B), education AOTC/LLC (25A), Child & Dependent Care (21), and home energy (25C/25D) — each confidence-tiered with the exact IRS pub cited and the FREE IRS Free File / VITA hand-off. Detection & explanation only; never files a return.
- `qualify_check`: Eligibility-navigator: given a household situation (income, size, filing status), return which federal/state benefits & credits the person LIKELY qualifies for but may be missing — each with a confidence tier (LIKELY/VERIFY/UNLIKELY), the exact governing rule cited inline, the verify-date, and the administering body to claim it FREE. Never a guarantee; never files for you.
- `rd_grants_check`: Screen whether a startup/SMB likely qualifies for the federal R&D tax credit (26 U.S.C. 41 4-part test), the payroll-tax offset (qualified small business), and SBIR/STTR + state grants, from its activities. VIABILITY DETECTION ONLY — not a filing service, never takes a percentage; hands off to a CPA / the program office.
- `realtor_copilot`: B2B (RESPA-safe SaaS): given a buyer's 8 fields, return the down-payment-assistance & loan programs (HFA DPA, FHA, VA, USDA, MCC) the buyer likely PASSes, sequenced in apply-order, each program administered by the HFA/approved lender. Flat-fee tool; no per-referral kickback, no lender steering.
- `visa_match`: Detect which U.S. visa categories likely fit a person's situation (O-1 extraordinary ability, EB-2 NIW, H-1B, family-based, EB-5), each with the governing statute (INA / 8 CFR) cited and a confidence tier. INFORMATION ONLY — not legal advice; every finding hands off to a licensed immigration attorney. Never files a petition.