# FoundMoney

> Search open US class-action settlements to claim + official free state unclaimed-money portals.

- name: com.dropwatchhq/found-money
- version: 1.0.0
- connection class: R0 (autonomous)
- trust: 75/100 flags: no-repository
- quality: 79/100 (good)
- owner: not claimed
- descriptor: https://api.protogrid.dev/v1/servers/com.dropwatchhq%2Ffound-money
- tools: https://api.protogrid.dev/v1/servers/com.dropwatchhq%2Ffound-money/tools

**An agent can connect right now, no human step.** Remote endpoint, no authentication, reachable on the last probe.

## Connection (mcpServers)

```json
{
  "mcpServers": {
    "found-money": {
      "type": "http",
      "url": "https://found-money.dropwatchhq.com/mcp"
    }
  }
}
```


## Trust

- hygiene: 80
- liveness: 98
- freshness: 65
- provenance: 55
- drivers: +dns-namespace +website +reachable +uptime-95% ~updated-120d-ago -no-repository
- Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed.

## Quality 79/100 (good)

### protocol: 75 (weight 25)

- warn `protocol.modern`: newest supported version is 2024-11-05; 2026-07-28 not supported, older versions are deprecated until 2027-07-28
- n/a `protocol.stateless`: only applies to 2026-07-28 servers
- pass `protocol.transport`: streamable HTTP
- n/a `protocol.list_ttl`: only applies to 2026-07-28 servers

### authorization: n/a (weight 15)

- n/a `auth.prm`, `auth.as_metadata`, `auth.cimd`: no remote uses OAuth
- n/a `auth.secret_in_url`: no templated URL

### tool hygiene: 71 (weight 30)

- pass `tools.descriptions`: every tool has a description
- pass `tools.description_length`: descriptions are concise
- pass `tools.schemas`: every tool has an object input schema
- fail `tools.annotations`: no tool declares readOnlyHint or destructiveHint, so clients cannot tell safe calls from risky ones
- fail `tools.directory_hints`: no tool declares all four of readOnlyHint, destructiveHint, idempotentHint and openWorldHint; missing: search_settlements (readOnlyHint, destructiveHint, idempotentHint, openWorldHint); unclaimed_money_portal (readOnlyHint, destructiveHint, idempotentHint, openWorldHint)
- pass `tools.token_cost`: about 315 tokens to load every tool
- pass `tools.api_dump`: tools are not a one-to-one API dump

### stability: 100 (weight 15)

- pass `stability.changes`: no tool changes in 30 days
- pass `stability.rug_pull`: no tool changed its meaning under the same name

### dependencies: n/a (weight 15)

- n/a `deps.known_vulns`, `deps.mcp_sdk_version`, `deps.resolvable`: no npm or PyPI package

- tools: 2, about 315 tokens to load them all
- tool set hash: 5b465c5168c84eec9ecb961baa5738ab
- badge: [![protogrid quality](https://protogrid.dev/badge/com.dropwatchhq/found-money.svg)](https://protogrid.dev/servers/com.dropwatchhq/found-money)
- Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed.

### Tool changes

_No tool definition changes recorded._

## Remotes

- https://found-money.dropwatchhq.com/mcp (streamable-http, auth none, reachable true, uptime30d 0.9464286)

## Packages

_none_

## Tools (2)

- `search_settlements`: Search currently-open US class-action settlements you may be able to claim for free. Filter by keyword (company/brand), category (e.g. data-breach, privacy, junk-fees), and whether proof is required. Returns each settlement's payout, claim deadline, days-left, proof requirement, category, and official claim URL. Sorted by soonest deadline. Use to find money a user may be owed.
- `unclaimed_money_portal`: Get the official, free unclaimed-property (unclaimed money) search portal for a US state plus the national NAUPA/missingmoney.com link. Use to direct someone to where they can search for forgotten bank accounts, refunds, etc.
