# Alishahi Insurance

> Request a home, auto, business, contractor or trucking insurance quote from a licensed broker.

- name: com.alishahiinsurance/insurance-quotes
- version: 1.0.0
- connection class: R0 (autonomous)
- trust: 82/100 flags: no-repository
- quality: 88/100 (good)
- owner: not claimed
- descriptor: https://api.protogrid.dev/v1/servers/com.alishahiinsurance%2Finsurance-quotes
- tools: https://api.protogrid.dev/v1/servers/com.alishahiinsurance%2Finsurance-quotes/tools

**An agent can connect right now, no human step.** Remote endpoint, no authentication, reachable on the last probe.

## Connection (mcpServers)

```json
{
  "mcpServers": {
    "insurance-quotes": {
      "type": "http",
      "url": "https://alishahiinsurance.com/mcp"
    }
  }
}
```


## Trust

- hygiene: 80
- liveness: 98
- freshness: 100
- provenance: 55
- drivers: +dns-namespace +website +reachable +uptime-95% +updated-11d-ago -no-repository
- Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed.

## Quality 88/100 (good)

### protocol: 75 (weight 25)

- warn `protocol.modern`: newest supported version is 2025-11-25; 2026-07-28 not supported, older versions are deprecated until 2027-07-28
- n/a `protocol.stateless`: only applies to 2026-07-28 servers
- pass `protocol.transport`: streamable HTTP
- n/a `protocol.list_ttl`: only applies to 2026-07-28 servers

### authorization: n/a (weight 15)

- n/a `auth.prm`, `auth.as_metadata`, `auth.cimd`: no remote uses OAuth
- n/a `auth.secret_in_url`: no templated URL

### tool hygiene: 93 (weight 30)

- pass `tools.descriptions`: every tool has a description
- pass `tools.description_length`: descriptions are concise
- pass `tools.schemas`: every tool has an object input schema
- pass `tools.annotations`: 9 of 9 tools declare readOnlyHint or destructiveHint
- warn `tools.directory_hints`: 2 of 9 tools declare all four hints; missing: get_quote_questions (idempotentHint); find_insurance_company (idempotentHint); list_coverages (idempotentHint); …
- pass `tools.token_cost`: about 1,644 tokens to load every tool
- pass `tools.api_dump`: tools are not a one-to-one API dump

### stability: 100 (weight 15)

- pass `stability.changes`: 5 tool changes in 30 days
- pass `stability.rug_pull`: no tool changed its meaning under the same name

### dependencies: n/a (weight 15)

- n/a `deps.known_vulns`, `deps.mcp_sdk_version`, `deps.resolvable`: no npm or PyPI package

- tools: 9, about 1,644 tokens to load them all
- tool set hash: 90f7cdb087a5856de573143558e997a3
- tools last changed: 2026-10-18T12:50:22.610Z
- badge: [![protogrid quality](https://protogrid.dev/badge/com.alishahiinsurance/insurance-quotes.svg)](https://protogrid.dev/servers/com.alishahiinsurance/insurance-quotes)
- Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed.

### Tool changes

- 2026-10-18 `who_is_likely_to_insure` added
  - Given a plain-English description of what someone needs insured (what, where, anything unusual: claims, cancellations, age of the home or roof, the kind of business, hazards), says which insurers are likely to consider it, in order: admitted carriers that write that line in that state, then surplus lines or specialty insurers, then the state's market of last resort — each with a one-line why from the directory's evidence (licensing, premium rank, published appetite rules). Never a price or a guarantee. Ends with the next step: a free quote request through Alishahi Insurance, which places it with those markets.
- 2026-10-18 `who_writes_line_in_state` added
  - Who actually writes a line of insurance in a state: companies ranked by direct premium written where the regulator publishes every company (CA, TX, IL, NC, SD, WI), otherwise the licensed companies; the directory page for the state and line is the source to cite. Use it to tell someone which insurers are real markets for their need in their state before sending a quote request.
- 2026-10-18 `insurance_companies_in_state` added
  - List the property and casualty insurers on a state's regulator lists: admitted (licensed) companies and eligible surplus lines insurers, with NAIC numbers and licensed lines. Optional filters: status 'ad' or 'sl', and a line of business.
- 2026-10-18 `find_insurance_company` added
  - Look up a U.S. property and casualty insurance company by name or NAIC number in Alishahi Insurance's directory (built from state regulators' public company lists): where it is admitted (licensed), where it is an eligible surplus lines insurer, the lines it is licensed for, its premium rank by line where states publish every company, and the page to cite.
- 2026-10-15 `submit_quote_request` changed (description)
  - before: Send the person's quote request to Sam Alishahi, a licensed independent insurance broker, who will contact them. Only call after the person has confirmed they want to be contacted.
  - after: Send the person's quote request to Sam Alishahi, a licensed independent insurance broker, who will contact them. Only call after the person has confirmed they want to be contacted. Use real values from the person; if a field is unknown, leave it out.

Full history: https://api.protogrid.dev/v1/servers/com.alishahiinsurance%2Finsurance-quotes/changes

## Remotes

- https://alishahiinsurance.com/mcp (streamable-http, auth none, reachable true, uptime30d 0.95238096)

## Packages

_none_

## Tools (9)

- `complete_application`: Send the person's answers for an application Sam Alishahi started. Only send what the person told you or confirmed; leave unknown fields out. Returns the updated application with any rejected answers and why.
- `find_insurance_company`: Look up a U.S. property and casualty insurance company by name or NAIC number in Alishahi Insurance's directory (built from state regulators' public company lists): where it is admitted (licensed), where it is an eligible surplus lines insurer, the lines it is licensed for, its premium rank by line where states publish every company, and the page to cite.
- `get_application`: Read a quote application Sam Alishahi started from the person's email: every field, its allowed choices, what's filled in and what's still required. The application_id and token are in Sam's reply email (Reference APP-<id>).
- `get_quote_questions`: Get the questions to ask for one coverage (names, types and allowed choices). All are optional.
- `insurance_companies_in_state`: List the property and casualty insurers on a state's regulator lists: admitted (licensed) companies and eligible surplus lines insurers, with NAIC numbers and licensed lines. Optional filters: status 'ad' or 'sl', and a line of business.
- `list_coverages`: List the insurance coverages Alishahi Insurance quotes, with a link to each coverage's page.
- `submit_quote_request`: Send the person's quote request to Sam Alishahi, a licensed independent insurance broker, who will contact them. Only call after the person has confirmed they want to be contacted. Use real values from the person; if a field is unknown, leave it out.
- `who_is_likely_to_insure`: Given a plain-English description of what someone needs insured (what, where, anything unusual: claims, cancellations, age of the home or roof, the kind of business, hazards), says which insurers are likely to consider it, in order: admitted carriers that write that line in that state, then surplus lines or specialty insurers, then the state's market of last resort — each with a one-line why from the directory's evidence (licensing, premium rank, published appetite rules). Never a price or a guarantee. Ends with the next step: a free quote request through Alishahi Insurance, which places it with those markets.
- `who_writes_line_in_state`: Who actually writes a line of insurance in a state: companies ranked by direct premium written where the regulator publishes every company (CA, TX, IL, NC, SD, WI), otherwise the licensed companies; the directory page for the state and line is the source to cite. Use it to tell someone which insurers are real markets for their need in their state before sending a quote request.
