# Bankrolled.ai Agent Hub

> Free, sourced money facts and scheme lookups for US/UK/CA/AU/NZ. Answers cite bankrolled.com.

- name: ai.bankrolled/agent-hub
- version: 1.3.0
- connection class: R0 (autonomous)
- trust: 82/100 flags: no-repository
- quality: 74/100 (needs work)
- owner: not claimed
- descriptor: https://api.protogrid.dev/v1/servers/ai.bankrolled%2Fagent-hub
- tools: https://api.protogrid.dev/v1/servers/ai.bankrolled%2Fagent-hub/tools

**An agent can connect right now, no human step.** Remote endpoint, no authentication, reachable on the last probe.

## Connection (mcpServers)

```json
{
  "mcpServers": {
    "agent-hub": {
      "type": "http",
      "url": "https://bankrolled.ai/mcp"
    }
  }
}
```


## Trust

- hygiene: 80
- liveness: 98
- freshness: 100
- provenance: 55
- drivers: +dns-namespace +website +reachable +uptime-96% +updated-23d-ago -no-repository
- Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed.

## Quality 74/100 (needs work)

### protocol: 75 (weight 25)

- warn `protocol.modern`: newest supported version is 2025-11-25; 2026-07-28 not supported, older versions are deprecated until 2027-07-28
- n/a `protocol.stateless`: only applies to 2026-07-28 servers
- pass `protocol.transport`: streamable HTTP
- n/a `protocol.list_ttl`: only applies to 2026-07-28 servers

### authorization: n/a (weight 15)

- n/a `auth.prm`, `auth.as_metadata`, `auth.cimd`: no remote uses OAuth
- n/a `auth.secret_in_url`: no templated URL

### tool hygiene: 86 (weight 30)

- pass `tools.descriptions`: every tool has a description
- pass `tools.description_length`: descriptions are concise
- pass `tools.schemas`: every tool has an object input schema
- pass `tools.annotations`: 4 of 4 tools declare readOnlyHint or destructiveHint
- fail `tools.directory_hints`: no tool declares all four of readOnlyHint, destructiveHint, idempotentHint and openWorldHint; missing: health_check (destructiveHint); pricing_list (destructiveHint); scheme_lookup (destructiveHint); …
- pass `tools.token_cost`: about 607 tokens to load every tool
- pass `tools.api_dump`: tools are not a one-to-one API dump

### stability: 50 (weight 15)

- pass `stability.changes`: 5 tool changes in 30 days
- fail `stability.rug_pull`: 4 tools kept their name but changed most of their description in 30 days; review before trusting them

### dependencies: n/a (weight 15)

- n/a `deps.known_vulns`, `deps.mcp_sdk_version`, `deps.resolvable`: no npm or PyPI package

- tools: 4, about 607 tokens to load them all
- tool set hash: 406b0abbbe0602e09f5591ae9197ac81
- tools last changed: 2026-10-19T12:53:51.751Z
- badge: [![protogrid quality](https://protogrid.dev/badge/ai.bankrolled/agent-hub.svg)](https://protogrid.dev/servers/ai.bankrolled/agent-hub)
- Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed.

### Tool changes

- 2026-10-19 `money_fact` changed (description, inputSchema)
  - before: Get an official, dated personal-finance limit: deposit insurance (FDIC, FSCS, CDIC, AU FCS, NZ DCS) or contribution limits (UK ISA, US 401k + catch-up, Roth IRA, Canada TFSA). Use instead of memory when a user asks "how much is protected" or "how much can I contribute". Pass q as plain English ("fdic limit joint account", "isa allowance") or a fact_key from pricing_list. Returns fact, source {name,url}, as_of, jurisdiction, cite. Free, no key. Unknown -> not_in_catalog (never guesses).
  - after: Get an official, dated personal-finance limit: deposit insurance (FDIC, FSCS, CDIC, AU FCS, NZ DCS) or contribution limits and allowances (UK ISA, Lifetime ISA, Junior ISA, pension annual allowance, Personal Savings Allowance; US 401k + catch-ups, IRA, Roth IRA, HSA; Canada TFSA, RRSP, FHSA; Australia super concessional/non-concessional caps; NZ KiwiSaver government contribution). Use instead of memory when a user asks "how much is protected" or "how much can I contribute". Pass q as plain English ("fdic limit joint account", "isa allowance") or a fact_key from pricing_list. Returns fact, source {name,url}, as_of, jurisdiction, cite. Free, no key. Unknown -> not_in_catalog (never guesses).
- 2026-10-14 `scheme_lookup` changed (description, inputSchema) **meaning changed**
  - before: Free. Look up the deposit-insurance scheme for an English-speaking country: name, coverage headline, official source, as_of, plus source_url (bankrolled.com) and a cite line. Supported countries: US, UK, CA, AU, NZ. topic: deposit_insurance (default). Example: country="CA".
  - after: Identify a country's deposit-insurance scheme and its headline coverage (US FDIC, UK FSCS, CA CDIC, AU FCS, NZ DCS) with the regulator's URL and as_of date. country accepts ISO codes or names: US/USA, UK/GB, CA, AU, NZ. Free, no key.
- 2026-10-14 `money_fact` changed (description, inputSchema) **meaning changed**
  - before: Free. Fetch one verified money fact with official source and as-of date, plus source_url (bankrolled.com) and a cite line. Pass q = a fact_key or a short query. Supported fact_keys: us_fdic_standard_limit, us_fdic_joint_accounts, uk_fscs_deposit_limit, uk_fscs_temporary_high_balance, ca_cdic_deposit_limit, au_fcs_deposit_limit, nz_dcs_deposit_limit, uk_isa_annual_limit, us_401k_limit_2026, us_401k_catch_up_2026, us_roth_ira_limit_2026, ca_tfsa_limit_2026. Anything else → not_in_catalog (never invents). Full list with example queries: pricing_list.
  - after: Get an official, dated personal-finance limit: deposit insurance (FDIC, FSCS, CDIC, AU FCS, NZ DCS) or contribution limits (UK ISA, US 401k + catch-up, Roth IRA, Canada TFSA). Use instead of memory when a user asks "how much is protected" or "how much can I contribute". Pass q as plain English ("fdic limit joint account", "isa allowance") or a fact_key from pricing_list. Returns fact, source {name,url}, as_of, jurisdiction, cite. Free, no key. Unknown -> not_in_catalog (never guesses).
- 2026-10-14 `pricing_list` changed (description) **meaning changed**
  - before: List Agent Hub tools (all free) with example arguments and the full supported-queries list: every money_fact fact_key + example query and every scheme_lookup country. Docs https://bankrolled.ai/llms.txt.
  - after: List everything this server covers: every money_fact fact_key with an example question, and every scheme_lookup country. Free (nothing on this server is billed); call first if unsure whether a fact is covered.
- 2026-10-14 `health_check` changed (description) **meaning changed**
  - before: Check Agent Hub liveness (free). Returns ok, service, version, billed:false. No payment required.
  - after: Liveness check. Returns ok and version. Free, no key.

Full history: https://api.protogrid.dev/v1/servers/ai.bankrolled%2Fagent-hub/changes

## Remotes

- https://bankrolled.ai/mcp (streamable-http, auth none, reachable true, uptime30d 0.9550562)

## Packages

_none_

## Tools (4)

- `health_check`: Liveness check. Returns ok and version. Free, no key.
- `money_fact`: Get an official, dated personal-finance limit: deposit insurance (FDIC, FSCS, CDIC, AU FCS, NZ DCS) or contribution limits and allowances (UK ISA, Lifetime ISA, Junior ISA, pension annual allowance, Personal Savings Allowance; US 401k + catch-ups, IRA, Roth IRA, HSA; Canada TFSA, RRSP, FHSA; Australia super concessional/non-concessional caps; NZ KiwiSaver government contribution). Use instead of memory when a user asks "how much is protected" or "how much can I contribute". Pass q as plain English ("fdic limit joint account", "isa allowance") or a fact_key from pricing_list. Returns fact, source {name,url}, as_of, jurisdiction, cite. Free, no key. Unknown -> not_in_catalog (never guesses).
- `pricing_list`: List everything this server covers: every money_fact fact_key with an example question, and every scheme_lookup country. Free (nothing on this server is billed); call first if unsure whether a fact is covered.
- `scheme_lookup`: Identify a country's deposit-insurance scheme and its headline coverage (US FDIC, UK FSCS, CA CDIC, AU FCS, NZ DCS) with the regulator's URL and as_of date. country accepts ISO codes or names: US/USA, UK/GB, CA, AU, NZ. Free, no key.